Garnishment Calc
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Maryland Wage Garnishment Calculator

Maryland protects the greater of 75% of disposable wages or 30 times the $15 state minimum ($450 a week), and also protects health insurance withheld from your pay.

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Maryland’s exemption plus health premiums

The following are exempt from attachment: (1) The greater of: (i) 75 percent of the disposable wages due; or (ii) 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned; and (2) Any medical insurance payment deducted from an employee’s wages by the employer.
Md. Code, Com. Law § 15-601.1§1

A Baltimore check with employer coverage

Maryland protects the greater of 75% of disposable wages or 30 hours of the $15 state minimum per week, and adds any medical insurance your employer deducts. A Baltimore worker paid $1,500.00 every two weeks, with $190.00 in taxes and an $85.00 health premium, keeps the greater of 75% of disposable wages ($982.50) or $900.00, plus the premium, so $242.50 is all that can be attached.

Per-pay-period calculation

  1. Medical insurance premiums your employer deducts are exempt on top of the 75% / $450 protection — enter them in the calculator.§1
  2. The amount subject to attachment is calculated per pay period, multiplying the $450 weekly figure by the weeks in the period.§1
  3. Because the floor uses the state rate, Maryland protects about twice the federal $217.50.§1
  1. Md. Code, Com. Law § 15-601.1 (As published 2026)
  2. 15 U.S.C. § 1673