Alaska Wage Garnishment Calculator
Alaska protects a fixed dollar amount of weekly net earnings — $473 a week by regulation, or $743 if your earnings alone support your household — and everything above it is reachable, subject to the federal 25% cap.
A dollar exemption, not a wage multiple
an individual debtor is entitled to an exemption of the individual debtor’s weekly net earnings not to exceed $350. … The weekly net earnings of an individual paid on a monthly basis are determined by … dividing the remainder by 4.3.
What the household affidavit is worth
A Juneau clerk paid twice a month nets $1,420.00 after required withholding. Alaska converts that to a weekly figure by dividing by 2.17, protects $473 of each week, and the federal 25% cap then trims the remainder: $355.00 per check. If the clerk’s pay alone supports the household and they file the sworn statement, the protected amount becomes $743 a week and the reachable share drops to $0.00.
Residency, conversions and the inflation schedule
- The statute’s $350 and $550 figures are inflation-adjusted by regulation: 8 AAC 95.030 sets them at $473 (individual) and $743 (sole support of a household).§2
- To get the $743 amount you must give an affidavit, under penalty of perjury, that your earnings alone support your household.§3
- Alaska converts pay periods its own way: monthly net pay is divided by 4.3 and semimonthly by 2.17 to get a weekly figure.§1
- If you are not an Alaska resident, the statute applies the federal 15 U.S.C. § 1673 limits instead.§1
- The dollar amounts can change on October 1 of even-numbered years when Anchorage inflation moves 10% or more; the regulation was last amended in 2013.§2