Garnishment Calc
Protects more than federal law Verified

Hawaii Wage Garnishment Calculator

Hawaii takes a graduated slice of each month’s pay after required deductions — 5% of the first $100, 10% of the next $100 and 20% of the rest — then the federal cap applies if lower.

Type of garnishment
Example figures shown; use your stub.
How often you are paid
What counts
More options

Graduated monthly percentages

five per cent of the first $100 per month, ten per cent of the next $100 per month, and twenty per cent of all sums in excess of $200 per month, or an equivalent portion of the above amount per week
Haw. Rev. Stat. § 652-1§1

A Honolulu monthly salary

Hawaii’s tiers are written for a month, which makes a salaried monthly paycheck the natural example. With $5,200.00 gross and $1,150.00 withheld, $4,050.00 remains; 5% of the first $100 and 10% of the next $100 add $15, and 20% of everything above $200 brings the total to $785.00 — about 19.4% of the check, below the federal $1,012.50.

District-court affidavits and excess funds

  1. The percentages apply to wages remaining after amounts required by law to be withheld — effectively disposable earnings.§1
  2. In district court, ten days after judgment the creditor can file a certified copy of the judgment and an affidavit with your employer, who must either file a disclosure within a week or start withholding.§1
  3. Before judgment, the garnishee fund may not exceed 120% of the claim including costs and interest.§1
  4. You can ask the court to find the garnishee fund excessive and release the remainder.§1
  1. Haw. Rev. Stat. § 652-1 (Current HRS)
  2. 15 U.S.C. § 1673