Oregon Wage Garnishment Calculator
Oregon protects 75% of disposable earnings and never lets a garnishment leave you less than a dated dollar floor — $400 a week, $832 every two weeks, $912 twice a month or $1,792 a month for wages paid July 1, 2026 through June 30, 2027.
A dated dollar floor
(D) For wages payable on or after July 1, 2026, and before July 1, 2027, $400. (E) For wages payable on or after July 1, 2027, the minimum wage specified in ORS 653.025 (1), multiplied by 30.
Before and after July 1, 2026
A Eugene worker paid $1,350.00 twice a month with $250.00 withheld has $1,100.00 disposable. On a May 2026 payday the half-month floor was $737 and the garnishment $275.00; from July 1, 2026 the floor is $912 and the same check can lose only $188.00.
The 2027 switch to a wage formula
- The floor is written as a dated schedule: it was $338 a week from July 1, 2025 and became $400 on July 1, 2026.§1
- From July 1, 2027 the floor becomes 30, 60, 65 or 130 times the Oregon standard minimum wage depending on pay period; we will add that figure when BOLI publishes the July 2027 rate.§1
- Oregon’s two-week floor ($832) is not simply double the weekly one — each pay period has its own statutory amount.§1