South Dakota Wage Garnishment Calculator
South Dakota caps garnishment at 20%, protects 40 times the state minimum wage ($474 a week at $11.85), and reduces the reachable amount by $25 a week per dependent living with you.
Twenty percent and a per-dependent credit
(1) Twenty percent of disposable earnings for that week; (2) The amount by which disposable earnings for that week exceed forty times the federal minimum hourly wage … or applicable state minimum wage if greater … less twenty-five dollars per week for each dependent family member residing with the garnishment debtor
A Sioux Falls family check
South Dakota protects 80 hours of its $11.85 minimum on a two-week check — $948.00 — and then takes another $25 a week off the reachable amount for each dependent at home. A Sioux Falls parent of two with $1,250.00 disposable: the excess over the floor is $302.00, less $100.00, which is $202.00 and smaller than 20% ($250.00).
The 60-day family exemption
- SDCL 15-20-12 separately protects earnings from the 60 days before an order when your affidavit shows they are needed for a family you support.§1
- The dependent reduction counts family members residing with you other than yourself.§1
- South Dakota indexes its minimum wage each January; until the 2027 rate is verified, 2027 pay dates ask you for it.§2